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HHS Looks to Increase Flexibility for Grandfathered Health Plans and Coverage

The Department of Health and Human Services (HHS), in conjunction with the Departments of Labor and the Treasury, released a proposed rule for grandfathered group health plans and grandfathered group health insurance coverage. The agencies believe that the proposals in this rule would provide greater flexibility for these plans to make changes to some cost-sharing [...] Read More

HHS Finalizes Policies for 2020 Exchange Plans

On April 18, 2019, the Department of Health and Human Services (HHS) released the final 2020 notice of benefit and payment parameters. This final rule outlines policies for qualified health plans (QHPs), the exchanges, and navigators. These policies will be effective for the 2020 plan year. HHS Will Allow Plans to Exclude Value of Copay [...] Read More

HHS Proposes More-Frequent Monitoring of Exchange Enrollee Income for Premium Tax Credit, Cost-Sharing Assistance, and Medicaid Eligibility Purposes

The Department of Health and Human Services (HHS) has released a proposed rule that, if finalized, will require federal and state-based Exchanges to conduct more frequent checks to verify enrollee eligibility for premium tax credits, cost-sharing assistance, and Medicaid. Individuals would also be able to authorize Exchanges to automatically terminate coverage once the individual becomes [...] Read More

Risk Adjustment Report for 2017 Shows Program Functioning “Smoothly”

CMS has released the risk adjustment summary report for the 2017 benefit year for the individual and small-group markets. The program, included as a permanent fixture of the Affordable Care Act (ACA), is designed to discourage adverse selection by health plans by providing transfer payments to plans with higher-than-expected health care costs. On a summer […]

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CMS Announces Halt to $10.4 Billion Risk Adjustment Payments Under ACA

CMS has announced that the agency will halt payments to health plans under the Affordable Care Act’s risk adjustment program, pending a current court case in New Mexico District Court. The agency was scheduled to disburse $10.4 billion in payments to plans for the 2017 benefit year in the fall. The Saturday afternoon announcement drew […]

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States Gain Essential Health Benefit Flexibility in 2020, Individuals Living in Counties with One or No Exchange Plans Eligible for Hardship Exemption

This afternoon, the Department of Health and Human Services released the requirements for qualified health plans (QHPs) offered through the Affordable Care Act’s (ACA’s) Exchanges. Generally, the requirements will apply to plan year 2019; exceptions are noted below.  The rule includes many proposals aimed to reduce burdens on states and grant health plan issuers more […]

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